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Loan Application 2015-2016

Budget Worksheet
(Recommended for filling out loan request)

View your loan history (NSLDS)



To qualify, a student must complete the Free Application for Federal Student Aid, enroll at least half time at an eligible institution, and meet the requirements for federal financial aid.

For loans made on or after January 1, 1990, for periods of enrollment beginning on or after that date, loan proceeds must be issued in two or more payments.

Stafford/PLUS first year undergraduate students who are borrowing for the first time cannot receive payment until 30 days after the first day of the program of study. Students must be enrolled at least half time.

Entrance and Exit Interviews

An entrance interview is required before receiving a loan. Each student borrower is required to have an exit interview before graduating or dropping below half-time attendance. To complete this log on to: This site is your source for information from the U.S. Department of Education about how to manage your student loans.


The Direct Loan Program offers the following types of loans:

  • Subsidized: for students with demonstrated financial need, as determined by federal regulations. No interest is charged while a student is in school at least half-time, during the grace period, and during deferment periods.
  • Unsubsidized: not based on financial need; interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.
  • PLUS: unsubsidized loans for the parents of dependent students and for graduate/professional students. PLUS loans help pay for education expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods.
  • Consolidation: Eligible federal student loans can be combined into one Direct Consolidation Loan.


Log on to This website is a good resource for any repayment questions you may have. You can estimate your loan payment, find out how to contact your lender, or learn how to consolidate.

 Ready Set On Track for Student Loan Success